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What is Rent to Own?

Dear Homeowners and Seller Agents,

Are you having trouble selling your house? We can work with you to:

  • Quickly stop the financial drain of vacant property mortgage payments.
  • Put a Pre-Qualified Tenant/Buyer in the property quickly.
  • Get hassle-free management of the property and buyer lending assistance.

We’re not Realtors or Brokers, just private individuals who have a lot of experience with selling houses.  If the demand for your home seems to be a little slow, or you just want to get the best price possible, or maybe you just need to move out of your home quickly, then you should consider selling via a Lease with Option.  Please read on to learn about the advantages of lease/option in the sometimes difficult and frustrating task of selling your home.

Poor lending practices have led to an unprecedented number of foreclosures causing financial institutions to stiffen their lending policies.  These policies have made it challenging for buyers who could have once qualified for a home to purchase today.  In the Virginia area, there are a large number of sellers competing fiercely for the business of a few qualified buyers.  Many economists and professionals foresee another wave of defaulted loans due to the ARM loans due to adjust this year; so the situation is not likely to correct itself any time soon.

To get a house sold in this current market, it is important for you to differentiate yourself from the rest of the playing field.  Next time you drive through your neighborhood, look around at the number of homes with “for sale” or “for rent” signs.  You may be daunted by the competition that you would face selling your house traditionally.  In fact, in order to sell in today’s market you either have to offer incentives like the new home builders or end up taking a significant discount on your desired price and sacrificing much of the equity in the home.  After all, it’s tough to compete with the steals the banks are putting out in the marketplace.  Fortunately, we offer an alternative method of selling your house that will differentiate you from the masses who are selling through traditional means AND get you the market price you are looking for.  In fact, we have hundreds of people in our database looking to purchase a home but are approximately 1 year to 18months away from being able to complete their loan approval.

Our solution allows you to get CASH FLOW from your house now and be able to purchase another home today whether you’re upgrading or downsizing.

Market conditions are such that there is an abundance of qualified tenant-buyers who are close to being able to purchase a home and just need a little time and guidance. We “attract” our tenant-buyers with a multi-faceted marketing approach. We boast a thorough, professional website, we run web-based and signage campaigns that lead interested buyers to call our office. We have contacts with a large number of realtors, mortgage brokers, and attorneys who regularly bring us qualified candidates for your home!

Prospective tenant-buyers are pre-screened to ensure that they are both able and committed to purchase your home in a timely fashion.  Prospective tenant- buyers face an application process in which we check their credit and verify their employment and income to ensure they are indeed a great match for your home! After approval, tenant-buyers pay a substantial initial investment in the property. This payment is non-refundable if they do not buy your home.  Next, tenant-buyers sit down with one of our associate mortgage brokers and work out a “game plan” for buying your home. We set them up for success!

Our non-exclusive contracts and specialized business model insures that we are dealing with serious buyers, NOT RENTERS. Our agreements have been used for thousands of lease/option transactions and provide specific protection for the seller.

You’re Convinced This Is Your Solution, So Here’s The Simple Process

  1. We will meet and agree together on a monthly lease amount and option price for your house and complete documentation. The documents consist of a lease and an option to buy between you and our company.
  2. We then market your home to hundreds of our pre-screened, qualified tenant-buyers who will view the home and make their decision to purchase it.
  3. Our company completes agreements with the buyer by essentially selling our lease and option agreement for your house to them for a fee.
  4. The buyers move in making monthly payments and then purchase your home during the agreed upon lease/option period. This of course will allow you to purchase another home today while receiving CASH FLOW on your current home!

It’s that easy…

and before you know it, it’s time to settle on the property with the buyer!

Let’s Hit the Lease/Option Advantages Again!

  1. Top price for your property.
  2. Stop the money drain of mortgage payments on a vacant property.
  3. Large market of buyers available! We cater to the 70% of the market who can qualify for this program.
  4. Better quality tenants because these are really tenant/buyers. They want to take good care of your property simply because at some time in the near future, it’s going to become their home.
  5. All minor maintenance is delegated to the tenant/buyer!  Lease with an Option to buy virtually eliminates the 3:00 am phone calls/late rent payments commonly associated with typical rental agreements.
  6. Seller remains on the deed and in control. It’s still your property until they buy.
  7. Seller continues to enjoy all the tax write-offs.
  8. No lengthy vacancies (unprotected properties). We can often put a new tenant/buyer into the property in days. No need to wait a year or longer, which is typical with a conventional home sale and financing.
  9. Our proven program saves you a lot of money (especially for sale by owners) by no having to advertise the property until it finally sells.
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